Household overview.
TRAYLOR HOUSEHOLD · WEEKLY SYNC · CFO ON DUTY
NET WORTH
$4.87M
↑ $18K THIS MONTH
LIQUID CASH
$427K
6.8× monthly burn
MONTHLY NET
+$29K
31% savings rate
What's happening this week
FULL CALENDAR →TUE
SEP 09
SEP 09
Chase Business LOC · minimum payment
$2,140
AUTO
WED
SEP 10
SEP 10
Miguel Sandoval · CPA sync call
—
SCHEDULED
THU
SEP 11
SEP 11
Property tax · Dallas rental 4501
$1,485
AUTO
FRI
SEP 12
SEP 12
Term life · Carrier A · annual renewal
$1,850
REVIEW
CFO status
AUGUST REPORT · DELIVERED
Monthly package sent Sep 03
Net-worth statement · cash-flow · budget variance · obligations calendar · document log.
NEXT SYNC · SEP 15
Weekly 30-min · Chekelah + team
Review week's obligations · surface anomalies · queue coordination items for CPA + attorney.
DOCS ORGANIZED · THIS MONTH
7 new · 3 renewals · 2 refiles
Financial aggregation.
14 SOURCES · 12 LIVE-SYNCED · 2 MANUAL
SOURCES CONNECTED
14
All sync-healthy
LAST FULL SYNC
SEP 08 · 07:42
2 hrs ago
AGGREGATE VALUE
$6.12M
Assets across sources
Connected sources
ADD SOURCE →JPM
Chase · Personal Checking
Synced 2h ago · daily cadence
LIVE
JPM
Chase · Business Complete
Synced 2h ago · daily cadence
LIVE
GS
Marcus · High-Yield Savings
Synced 2h ago · daily cadence
LIVE
VG
Vanguard · Money Market
Synced 2h ago · daily cadence
LIVE
FDL
Fidelity · Solo 401(k) + Brokerage
Synced 4h ago · every 6 hrs
LIVE
SCH
Schwab · SEP-IRA
Synced 6h ago · every 6 hrs
LIVE
HEQ
HealthEquity · HSA
Synced 12h ago · daily
LIVE
QBO
Traylor Ops · QuickBooks Online
Synced 1h ago · every 4 hrs
LIVE
CFR
Founder-Angel Fund II · Statements
Manual · quarterly upload
MANUAL
HLP
HLP Credit File · 3-bureau
Synced 24h ago · monthly
LIVE
Bills · obligations.
SEP 2026 · $18.4K SCHEDULED · 12 RECURRING
DUE THIS WEEK
$5.4K
4 obligations
DUE THIS MONTH
$18.4K
12 obligations
AUTO-PAY COVERAGE
92%
11 of 12 automated
Upcoming register
ADD OBLIGATION →TUE
09
09
Chase Business LOC · min payment
$2,140
AUTO
THU
11
11
Property tax · Dallas 4501
$1,485
AUTO
FRI
12
12
Term life · Carrier A · renewal
$1,850
REVIEW
MON
15
15
SBA loan payment
$2,280
AUTO
MON
15
15
Q3 Estimated Tax · Federal + TX
$8,400
AUTO
TUE
16
16
Primary mortgage · Chase
$2,120
AUTO
FRI
19
19
D&O policy · Business
$2,750
AUTO
Financial calendar.
SEPTEMBER 2026 · MONTHLY VIEW
September 2026
EXPORT ICS →SUN
MON
TUE
WED
THU
FRI
SAT
30
31
01
Labor Day02
03
Aug report04
05
06
07
08 · TODAY
09
LOC pmt10
CPA sync11
Prop tax12
Life renewal13
14
15
Q3 EST TAXSBA pmt16
Mortgage17
18
19
D&O policy20
21
22
Weekly CFO23
24
Rental due25
26
27
28
29
Weekly CFO30
Month-close01
02
03
Sep reportBudgeting · cash-flow.
SEPTEMBER · TRACKING TO PLAN
MONTHLY INCOME
$92K
On plan
MONTHLY OUTGO
$63K
Under budget 4%
SAVINGS RATE
31%
Target 30%+
Category variance · month-to-date
DRILL DOWN →HOUSING
$4,850 / $6,700
72%
DEBT SERVICE
$7,825 / $8,900
88%
INSURANCE
$2,940 / $2,830
104%
HOUSEHOLD OP
$3,850 / $6,000
64%
TAX WITHHOLDING
$14,200 / $14,200
100%
RETIREMENT
$8,400 / $8,400
100%
DISCRETIONARY
$1,560 / $3,000
52%
Net-worth reporting.
MONTHLY STATEMENT · SEP 2026
NET WORTH
$4.87M
↑ +$342K YTD
ASSETS
$6.12M
↑ 8.2% YTD
LIABILITIES
$1.25M
↓ 4.1% YTD
Statement · line items
EXPORT PDF →Business Equity
3 ENTITIES
$3.00M
49%
Real Estate (net)
4 PROPERTIES
$1.42M
23%
Investment Accounts
4 CUSTODIANS
$920K
15%
Cash Positions
5 ACCOUNTS
$427K
7%
Private Investments
1 LP POSITION
$355K
6%
Reports library.
MONTHLY · QUARTERLY · ANNUAL · AD-HOC
AUGUST 2026 · MONTHLY PACKAGE
Household Financial Report · Aug
OPEN →
Q2 2026 · QUARTERLY REVIEW
Q2 Wealth Review · Mid-Year
OPEN →
2025 · ANNUAL WEALTH REPORT
2025 Household Annual Report
OPEN →
AD-HOC · JULY 2026
Refi Analysis · Dallas 4501 Live Oak
OPEN →
JULY 2026 · MONTHLY PACKAGE
Household Financial Report · Jul
OPEN →
Document organization.
142 DOCS · ENCRYPTED VAULT · TAXONOMY-INDEXED
TOTAL DOCUMENTS
142
+7 this month
CATEGORIES
12
Auto-tagged
LAST BACKUP
SEP 08 · 05:00
Automated daily
Recent additions · 30 days
FULL VAULT →PDF
Aug 2026 Monthly Report · Household
CFO REPORTS · GENERATED
SEP 03
OPEN →
PDF
Traylor Ops · Q3 P&L (final)
BOOKS · SANDOVAL CPA
AUG 30
OPEN →
PDF
D.R. Horton Warranty Renewal
PROPERTY · PRIMARY
AUG 28
OPEN →
PDF
Umbrella Policy · Amendment
INSURANCE · $3M INCREASED
AUG 22
OPEN →
PDF
Dallas 4501 · Refi Application
MORTGAGE · IN PROCESS
AUG 18
OPEN →
JPG
Property Tax Bill · Dallas 4501
TAX · Q3 INSTALLMENT
AUG 15
OPEN →
PDF
Vanguard MM · August Statement
STATEMENTS · AUTO-FILED
AUG 10
OPEN →
Entity tracking.
3 ACTIVE + 1 TRUST · COMPLIANCE CADENCE ACTIVE
Entity register + compliance status
Traylor Holdings LLC
TX · PARENT · FILED 2024 REPORT · MAY 2025
CURRENT
ACTIVE
Traylor Ops LLC
TX · S-CORP · FRANCHISE TAX FILED · MAY 2025
CURRENT
ACTIVE
Traylor Real Estate Series
TX SERIES LLC · 2 SERIES ACTIVE
CURRENT
ACTIVE
Mansfield Ventures LLC
TX · MULTI-MEMBER · 51% CONTROL
CURRENT
ACTIVE
Traylor Family Revocable Trust
TX · FUNDED · REVIEWED MAR 2025
CURRENT
ACTIVE
UPCOMING · NOV 2026
Beneficial Ownership Information (BOI) refile due
FinCEN BOI report due for Traylor Holdings LLC and Traylor Ops LLC by Nov 15. HLP will prepare drafts and route through Kirkland Law for review. Autoreminder set.
Insurance inventory.
6 POLICIES · $8.4M COVERAGE · REVIEWED JUL 2026
LIFE COVERAGE
$5.0M
Term + perm
MONTHLY PREMIUM
$2.4K
Across 6 policies
NEXT REVIEW
JAN 2027
6 months out
Policy inventory
Term Life · 20-yr · Carrier A
$4M · HALEY · RENEWS SEP 12
$4.0M
CURRENT
Whole Life · Cash Value
HALEY · CASH $185K
$1.0M
CURRENT
Own-Occ Disability · Carrier B
$18K/MO · TO AGE 65
$18K/mo
CURRENT
Umbrella · Personal Liability
CARRIER C · JOINT · INCREASED AUG 22
$3.0M
CURRENT
Business D&O
TRAYLOR OPS · RENEWS SEP 19
$2.0M
CURRENT
Key-Person
TRAYLOR OPS · ON HALEY
$1.0M
CURRENT
Professional coordination.
5 SEATED ADVISORS · QUARTERLY ALL-HANDS · LOG MAINTAINED
Advisory bench · last contact
SCHEDULE ALL-HANDS →MS
Miguel Sandoval, CPA
CPA · TAX ADVISOR
CONTACT · SEP 03
SCHEDULE
JK
Jamie Kirkland, Esq.
ATTORNEY · ESTATE + BUSINESS
CONTACT · AUG 22
SCHEDULE
CP
Chekelah Phelps
HLP · CAPITAL ADVISORY LEAD
CONTACT · SEP 08
SCHEDULE
RB
Regan Brooks
INSURANCE PROFESSIONAL
CONTACT · AUG 22
SCHEDULE
LM
Lauren Meng
RELATIONSHIP BANKER · CHASE
CONTACT · AUG 15
SCHEDULE
COORDINATION LOG · THIS MONTH
3 cross-advisor coordination events
Sep 03 · Umbrella increase looped Brooks + Kirkland. Aug 28 · Refi analysis looped Meng + Sandoval. Aug 22 · Beneficiary review looped Kirkland + all custodians. All events logged in coordination register.
Service ladder.
FROM FINANCIAL COACHING TO FULL FAMILY-OFFICE
Personal CFO is not one service — it's a graduated ladder. Every household starts at the tier that matches their complexity and scales as their infrastructure grows.
TIER 01
Financial Coaching
$50K – $500K net worth
Foundation coaching · budget architecture · credit-file work · goal setting. Quarterly touchpoints. HLP Credit Solutions main line.
TIER 02
Personal CFO · L1-L2
$500K – $2M
Aggregation · bill-pay coordination · quarterly reports · document vault · single-entity tracking. Monthly package.
TIER 03 · YOU
Personal CFO · L3
$2M – $10M
Full 12-module CFO. Monthly reports · weekly sync · multi-entity tracking · professional-team coordination · financial-calendar management.
TIER 04
Family CFO · L4
$10M – $50M
Multi-generational households. Adds: intergenerational reporting · philanthropy coordination · child-file architecture · trust-admin support.
TIER 05
Outsourced Family Office
$50M – $250M
Dedicated staff assigned. Adds: private-banking readiness ongoing · alt-investment admin · governance rituals · concierge liaison.
TIER 06
HLP Family Office
$50M+ (dedicated)
The private division. Chekelah personally chairs. See familyoffice.hlpcredit.com for full architecture.
CUSTOM
Institutional Capital
Enterprise · closely-held
For operating-business families. Sits alongside Family CFO. See institutional.hlpcredit.com.
↑ MOVE UP
Ready to graduate?
Discuss with your CFO
Every Personal CFO relationship includes annual tier-review. If your infrastructure has outgrown Level 3, we'll structure the transition.